Blog & insights

Custom truck insurance, decoded

Plain-English guides on the coverage that matters for custom and modified truck owners — agreed value, parts riders, lifted builds, show trucks, and why standard auto policies leave your investment exposed.

Agreed Value vs. ACV: Why It Matters for Your Custom Truck
Featured
agreed valueNovember 12, 20253 min read

Agreed Value vs. ACV: Why It Matters for Your Custom Truck

Actual cash value insurance will underpay on your custom build. Here's how agreed value coverage protects the real investment in your truck.

Read article
custom parts4 min read

Custom Parts & Equipment Coverage: What's Actually Covered on Your Truck

Lift kits, aftermarket wheels, light bars, winches — standard auto policies often exclude or sub-limit custom truck upgrades. Here's how CPE coverage works.

Read
lifted trucks4 min read

The Complete Guide to Lifted Truck Insurance

Everything lifted truck owners need to know about insuring a modified vehicle — from agreed value to lift kit coverage to finding the right carrier.

Read
GAP coverage4 min read

GAP Coverage for Custom Trucks: When You Need It and When You Don't

Financing a modified truck build? GAP coverage protects you from the difference between insurance payout and your remaining loan balance after a total loss.

Read
commercial auto4 min read

Using Your Custom Truck for Work? Here's What Your Insurance Needs to Cover

Personal auto policies often exclude business use. If your custom truck does double duty for work and play, here's how to make sure you're actually covered.

Read

Have a coverage question we didn't answer?

Get a straight answer — and a real quote — in about 15 minutes.

Get a free quote844-967-5247